Trust & safety
Is LendWyse legit and safe?
A registered US company
LendWyse is operated by LendWyse Financial, a Utah-based personal finance company registered with the Nationwide Multistate Licensing System under NMLS ID 2482792. You can verify the ID on the public NMLS Consumer Access registry.
Licensed lending partners
LendWyse is not a lender. We match you with vetted lending partners that are licensed to make personal loans in your state. Every partner in our network is reviewed for compliance, pricing, and customer service before they are allowed to present offers.
Your credit is safe
Checking your rate on LendWyse uses a soft credit inquiry, which has zero impact on your credit score. A hard inquiry only happens after you accept an offer and the lender begins final underwriting.
Your data is encrypted
Your information is transmitted over an encrypted (TLS) connection and stored securely. We only share your details with the lending partners you are matched with, and we never sell your data to unrelated marketers. Full detail lives in our privacy policy.
Frequently asked questions
Is LendWyse legit?
Yes. LendWyse is operated by LendWyse Financial, a registered US personal finance company headquartered in Utah (NMLS ID 2482792). We partner only with vetted, licensed lending partners and follow federal lending disclosure and privacy rules.
Is LendWyse safe to use?
Yes. Your information is transmitted over an encrypted connection, stored securely, and only shared with lending partners you are matched with. Checking your rate uses a soft inquiry that does not affect your credit score.
Is LendWyse a real company?
Yes. LendWyse Financial is a real, registered Utah company (NMLS ID 2482792). You can verify the NMLS ID on the public NMLS Consumer Access registry.
Will LendWyse spam me or sell my data?
We only share your information with lending partners who can present you with an offer. We do not sell your information to unrelated marketers. See our privacy policy for full detail on how your data is handled.
Does LendWyse charge any fees?
No. Checking your rate and using the LendWyse marketplace is free. Some lending partners may charge an origination fee that is deducted from the loan amount — those fees are disclosed in writing before you accept any offer.
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