Personal loans
LendWyse personal loans
Loan amounts and terms
Borrow from $1,000 to $100,000 with fixed terms typically between 24 and 84 months. Your rate, term, and any origination fee are disclosed upfront — no surprises after you accept an offer.
Common uses
LendWyse partner loans are commonly used for:
- Debt consolidation and credit card refinancing
- Home improvement and repairs
- Medical and dental expenses
- Major purchases (auto repair, appliances, moving)
- Unexpected costs and emergencies
Partner loans generally cannot be used for post-secondary tuition or business purposes.
Fixed rates, predictable payments
Every loan in the LendWyse network is a fixed-rate installment loan. Your monthly payment never changes, and there are no prepayment penalties — pay off early any time you want.
How fast you get funded
Most accepted offers fund as soon as the next business day after final underwriting. Larger loans or those requiring additional verification can take a few business days longer.
Frequently asked questions
What is a LendWyse personal loan?
A LendWyse personal loan is a fixed-rate, fixed-term unsecured loan from one of our vetted lending partners. Loan amounts range from $1,000 to $100,000 with terms typically between 24 and 84 months.
What can I use a LendWyse personal loan for?
Common uses include debt consolidation, credit card refinancing, home improvement, medical expenses, major purchases, and unexpected costs. LendWyse partner loans generally cannot be used for post-secondary tuition or business purposes.
What APR can I expect?
APRs depend on your credit profile, loan amount, term, and the specific lending partner. The full APR range and any origination fee are always disclosed in writing before you accept any offer.
How much can I borrow through LendWyse?
From $1,000 to $100,000, depending on your credit profile, income, and the lending partner. You can request any amount in that range when you check your rate.
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